Does Trupanion cover prescription food?

Yes, we cover prescription pet food for all eligible conditions! While many pet insurance providers exclude prescription diets completely or only offer coverage as an expensive add-on, Trupanion includes this valuable benefit in our standard policy. We understand that prescription food is often an essential part of treatment for dogs and cats, which is why we:

• Cover 50% of the cost for up to 60 days of prescription food
• Include this coverage at no additional premium cost to you
• Make the claims process simple and straightforward

What is prescription pet food?

When your pet faces health challenges, specialized nutrition can be a crucial part of their treatment plan. Prescription pet food is specifically formulated to address particular medical conditions and support your pet's recovery or ongoing health management. Unlike regular commercial pet food, these therapeutic diets require a veterinarian's prescription and are designed with precise nutritional profiles to help manage conditions ranging from diabetes to kidney disease.

Prescription dog food

Some examples of prescription dog food include:

• Hill’s Prescription Diet — Offers diets for various health conditions including digestive care, food sensitivity, heart care, joint care and kidney care
• Royal Canin Veterinary — Offers diets for various health conditions including gastrointestinal, urinary, weight management, renal support and cardiac.
• Purina Pro Plan Veterinary Diets — Offers diets for various health conditions including digestive support, food allergies, heart health, joint health and weight management.

Prescription cat food

Examples of prescription cat food include:

• Hill’s Prescription Diet — Offers diets for various health conditions including digestive care, weight management, food sensitivities, urinary care and kidney care.
• Royal Canin Veterinary – Offers diets for various health conditions including gastrointestinal, urinary, weight management, renal support and diabetes support.
• Purina Pro Plan Veterinariary Diets — Offers diets for various health conditions including joint health, kidney function, urinary tract health, food allergies and dental care.

How Trupanion coverage for prescription diets works

Getting coverage for your pet's prescription food is simple:

1. Your veterinarian diagnoses an eligible condition
2. They prescribe a therapeutic diet as part of treatment
3. Trupanion covers 50% of the cost for up to 60 days
4. We can even pay your vet directly at checkout with our unique payment system

Keep in mind that your veterinarian must prescribe and dispense the diet, and coverage only includes food that is formulated, tested, and manufactured with guaranteed analysis and safety standards to aid as part of the treatment of specific medical conditions.

Eligible conditions for prescription food coverage

Prescription diets can help manage numerous health challenges your pet might face, including:

• Digestive issues like chronic diarrhea
• Urinary and kidney conditions that require specific mineral balances
• Joint problems and arthritis that benefit from specialized nutrition
• Diabetes management through controlled carbohydrate intake
• Food allergies requiring novel protein sources or hydrolyzed protein
• Heart disease requiring sodium restriction
• Weight management for pets with obesity-related conditions

Your coverage would not include general maintenance diets, puppy or kitten diets, homemade diets, or raw food diets, even if prescribed and dispensed by a veterinarian.

Why this matters for your pet

Prescription diets may cost significantly more than regular pet food, but their therapeutic benefits can be essential for your pet's health and comfort. By covering these specialized foods, Trupanion helps make optimal care more accessible and reduces the financial burden during your pet's treatment.

Have more questions about what prescription foods qualify? Our team is ready to help explain your coverage options and how Trupanion stands apart with our commitment to extraordinary pet care.