Top-rated British Columbia pet insurance
Protecting Canada's dogs and cats for over 25 years
Uncapped payouts for life
Your vet bills can be paid directly at checkout
Founded in Canada
The best pet insurance choice in BC
Trupanion helps cover unexpected vet costs, helping you say “yes” to the medical treatment your pet needs, without worrying about how to pay the full bill. Our robust coverage and dedication to quality has helped us become the top pet insurance company in Canada, trusted by veterinarians across the country.
1 in 3 pets need unexpected care each year
As all too many BC pet parents find out each year, dogs and cats can get sick or injured at any time, often without warning. Vet bills can be costly, but Trupanion can pay up to 90% of your bill instantly to vets at checkout — no more waiting for reimbursement!
See how Trupanion helped Odie in Parksville
At just 2 years old, Odie was diagnosed with Distichiasis, causing extreme irritation to his cornea and required surgery to correct.
Based on Odie's claims:
$7,180.63
Trupanion paid:
$6,073.77
Odie's parent paid:
$1,106.86
Total invoice based on a real member plan with 90% coverage on eligible costs with a $250 deductible applied. See our policy for full coverage details.
Keeping coverage fair for British Columbia pets
Finding the best pet insurance on the west coast can be tricky. You may feel drawn to providers with supremely low rates, but be careful of this bait-and-switch. Cheap monthly prices may look attractive upfront, but they can cost you more later on.
But with Trupanion, your pet always comes first.
Will my coverage reduce over my pet's lifetime?
No! Unlike other providers, we don’t decrease your coverage year-to-year, so you can count on top-tier protection for the life of your pet.
Will my price increase simply because my pet gets older?
No! Trupanion is one of the only pet health insurance providers (in the country, not just BC) that does not practice birthday pricing. Your cost can still change over time due to things like inflation and advances in veterinary care, but we will never increase it simply because your pet gets older.
Will I pay more after using my coverage?
No! You'll never pay more just for using your coverage, and we encourage you to utilize your policy as often as needed. Your Trupanion policy is designed to cover new, unexpected illnesses and injuries for the life of your pet.
Love without limits in beautiful British Columbia
Other providers often cut costs by restricting their payouts, but we keep dog insurance and cat insurance simple by providing high-quality coverage with no cap on what we pay out.
Your love doesn’t have limits, so neither should your coverage
No payout limits
Unlike other providers, we don’t limit our payouts. Your pet is covered for eligible expenses no matter the cost.
No annual limits
You don’t have to worry about how many times your pet gets sick or injured — in BC or anywhere.
No lifetime limits
Trupanion is by your side with robust coverage and no payout limits for the life of your pet.
Why do BC pet parents love us?
Over 98% of all members renew their coverage month after month.
No payout limits
We cover your pet’s condition for life with no cap on what we pay out.
We pay vets the fastest
We can pay your veterinarian directly at checkout within seconds so you don’t have to wait on reimbursement.
Trusted by Canadian pet parents
We’re #1 in Canada, earned with coverage you can rely on.
We follow through
We’ve paid out over $3 billion in claims so pets just like yours receive the care they deserve.
Trusted by vets, loved by pet parents
Your pet parenting sidekick in BC
We’re not just about pet insurance — we care about your pet’s well-being in all aspects of life. Check out our Pet Parenting blog for dog and cat care tips, activity ideas, breed info, and more!
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We’re always ready to help
Our customer care team is available 24/7/365.
