Does Trupanion have dental coverage?

Our pets use their mouths for more than just eating. Because dogs and cats have paws instead of hands, they use their mouths to pick things up, examine objects, and help them navigate the world around them. Good oral hygiene and dental health is therefore crucial to our pets’ everyday lives, so having pet insurance that offers dental coverage is important.

Your Trupanion coverage includes treatment for all new dental illnesses and injuries if your pet has an annual dental exam and you follow your veterinarian’s recommended dental care.

A happy mouth means a happy pet

Most pets show signs of tooth and gum disease by age three, but many pet insurance companies don't provide dental coverage. Why? Because veterinary dental treatment is expensive! Thankfully, we're not like those other guys.

Your pal's oral health matters to us

We offer robust coverage for new, unexpected dental conditions, including:

	New dental illnesses & injuries
	Extractions of permanent and baby (deciduous) teeth
	Advanced dentistry, including caps & crowns
	Endodontic treatments, including root canals
	Fractured jaw & tooth repair
	Tooth resorption & tooth root abscesses
	Dental cleanings

Learn more about Trupanion coverage

Coverage your pet deserves

Your pet’s oral health can get complicated. Protecting them against unexpected dental conditions doesn’t have to be.

Why are annual dental exams required?

Just as you brush your teeth every day and see your dentist annually to prevent and identify any issues, good dental care is important for your pet’s health too. If anything, regular dental exams and cleanings are actually more important for dogs and cats because they’re not able to pick up a toothbrush or floss their teeth like humans can.

Now, if you weren’t doing anything to take care of your oral health, getting an eventual cavity or experiencing other tooth and gum issues probably wouldn’t come as a surprise. Likewise, avoiding routine pet dental care can lead to problems that could have otherwise been prevented.

How does our dental coverage compare

Coverage for new, unexpected dental accidents and illnesses with no annual payout limits

Pets Plus Us

No accident or illness coverage - only for the necessary extraction of non-diseased teeth

Petsecure

Accident and illness coverage only reimburses for extractions of broken permanent teeth due to accidents.

Fetch

90% reimbursement comes at an additional cost and unlimited payouts is not offered

Comparison information above is provided using publicly available information as of 01/15/2025 and is only meant to summarize program features, not a specific plan. Review each provider’s plan terms for more details. We work to provide fair and accurate comparison information. However, it may change from time to time and may not be updated immediately. If you are aware of any inaccuracies in the information provided, please email us at [email protected].

Does Trupanion cover pre-existing dental conditions?

Like most other pet insurance providers, Trupanion does not cover dental pre-existing conditions. To reduce the likelihood of pre-existing conditions, it helps to sign up your pet for Trupanion coverage as early as possible.

Dog breeds prone to dental disease

Pet dental disease is influenced by numerous interconnected factors that can significantly impact oral health. Age plays a crucial role, as older pets are naturally more susceptible to dental problems, while certain breeds, particularly small dogs and flat-faced breeds, have a higher genetic predisposition to dental issues. Diet and nutrition are equally important factors, with soft, sticky foods and high-carbohydrate diets contributing to plaque buildup and tooth decay.

Small dog breeds

Chihuahuas

Dachshunds

Maltese

Pomeranians

Shih Tzu

Toy and Miniature
Poodles

Yorkshire
Terrier

Chihuahuas

Dachshunds

Maltese

Pomeranians

Shih Tzu

Toy and Miniature
Poodles

Yorkshire
Terrier

Brachycephalic (flat-faced) dogs

Boston
Terrier

Boxers

English
Bulldogs

French
Bulldogs

Boston
Terrier

Boxers

English
Bulldogs

French
Bulldogs

Pekingese

Pugs

Cat breeds prone to dental disease

Brachycephalic cats

British
Shorthairs

Exotic
Shorthairs

Himalayan
cats

Persian
cats

British
Shorthairs

Exotic
Shorthairs

Himalayan
cats

Persian
cats

Other susceptible cat breeds

Abyssinians

Maine
Coons

Siamese
cats

Scottish
Folds

Abyssinians

Maine
Coons

Siamese
cats

Scottish
Folds

Your role

We’re on the same team as pet parents, and we rely on you to properly care for your cats and dogs in order for our coverage to be the most useful, including regular dental cleanings (which are considered and expected expense and not covered). Remember, for Trupanion to cover dental illnesses and injuries you need to get your pet annual dental exams and comply with any recommended care made by your veterinarian.