PET INSURANCE FOR DOGS AND CATS
Love this devoted deserves
protection that lasts
You made a promise the day you brought them home. We help you keep it.
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Say yes to care every time
Coverage that lasts a lifetime
Built by pet people for pet people
BEST pet insurance coverage
Unconditional care for unconditional love
We've been showing up for over two decades. The kind of showing up that means late-night calls in waiting rooms and bills handled before you even think to reach for your wallet.
SEE YOUR PROTECTION OPTIONS$3B+
Paid in veterinary claims
25+
Years protecting pets & their families
3M
Dogs and cats protected
Our philosophy
The focus should always be on healing
Our philosophy
The focus should always be on healing
Lifelong Coverage You Can Trust
Your pet deserves a "yes" every time
Every pet parent wants to walk into a vet's office and say, without hesitation: "Do whatever it takes." Trupanion exists so that moment isn't complicated by cost.
This isn't just pet insurance. It's the confidence to focus on caring for your pet - without the financial stress that can make the hardest moments even harder.
Unexpected illness or injury can happen to any pet
One emergency can run $3,000-$10,000 or more. Coverage means your decisions are based on care, not your bank account.
Pets can't tell you when something's wrong
You can't predict it, but you can be ready for it. That's love in action. And Trupanion is here for you in all of those moments.
Lifelong coverage means lifelong confidence
Growing older comes with enough surprises. Your pet's coverage shouldn't be one of them. What we cover today, we cover tomorrow - no exceptions.
Explore lifelong coverage
Voted #1 by veterinarians
Trusted by the vets who know your pet best
Trupanion partners with over 11,000 veterinary clinics and hospitals in the US and Canada to offer VetDirect Pay™. They can send claims instantly and get paid directly - no paperwork, no waiting on reimbursement.
11,000
Partnered vet hospitals across North America
5 min
Average time to pay vets directly at checkout
4M
Claims paid through VetDirect Pay™
See why vets love Trupanion
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Trupanion pet insurance reviews
Real stories, real families
COVERED OVER $13,000 FOR Dachshund IVDD Emergency Surgery
“When life hands you lemons, Trupanion is there! Frank started showing signs of IVDD so rushed him to a specialist and learned he needed emergency surgery in order to save him and his ability to walk again. Trupanion was there and covered the huge vet bills! Not having to worry about the financial aspect helped in my focus to help Frank with his recovery.”
Michelle Sweetzer, Ontario, CA
COVERED Over $8,000 FOR chronic asthma treatment and associated respiratory issues
“Trupanion has been an incredible support for me and my cat. When unexpected vet bills came up, the insurance saved us from a huge financial burden and gave me peace of mind knowing my pet could get the care he needed. Knowing that my cat’s health needs can be met without financial fear allows me to focus on what matters most: giving my pet the love and care he deserves.”
Emina Radoncic, Astoria, NY
COVERED OVER $22,000 FOR malignant liposarcoma resulting in leg amputation
“Chandler was diagnosed with cancer in October 2023 and had to have his leg removed. Despite being a tripod, Chandler is living his best life.”
Jennifer Temple, Mount Pearl, NL Canada
COVERED Over $16,000 FOR Scottish Fold Chronic IBD & Colitis
“Louis was diagnosed with coronavirus, irritable bowel disease, and ulcerative colitis disease. We have him on a stable medical routine, but I couldn’t imagine going through this for almost 10 years without Trupanion. Trupanion allows Louis to live his best life and receive the best care so that the dollar option tied to his treatments are a non issue.”
Morgan Bullen, Alberta, Canada
COVERED Over $133,000 FOR intervertebral disc disorder and lameness
“As a pet owner of three performance/sport dogs and a veterinarian who specializes in working/sport dogs I cannot say enough about Trupanion. So many pets are able to lead happy, pain free longer lives thanks to them. The physical therapy coverage is truly amazing let alone the degree of coverage including state of art stem cell and biologics which many other companies consider experimental. Trupanion is the peace of mind all pet owners should experience for their canine and feline companions!”
Lisa St. Aubin, Gales Ferry, CT
Pet health education & resources
Know more, worry less
Explore pet care tips, pet health guides, and pet health insurance resources to help keep your dogs & cats happy, healthy and protected.
Pet insurance
Emergency Situations: What Every Pet Parent Should Know
Emergencies happen when you least expect them - and vet bills can top $1,000 fast. Trupanion covers up to 90% of eligible treatments and can pay your vet directly at checkout, so you can focus on your pet, not the bill.
Health & safety
What Shots Does Your Dog Need? A Canine Vaccine Guide
Vaccines are one of the best things you can do for your dog's long-term health. Core shots like rabies and parvo are recommended for all dogs, while others depend on lifestyle and location - your vet can help build the right schedule.
LIFESTYLE
Essential New Kitten Supplies You Can’t Do Without
A little prep before your kitten comes home goes a long way. From food and litter basics to toys and a cozy sleep spot, having the right supplies set up from day one makes everything smoother - for both of you.
Common questions
Things pet parents
often want to know
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Because your pet’s health is priceless
With Trupanion, you can provide them the best care possible. Find out what that looks like in just 2 minutes.
Cat insurance
