Pet insurance that covers dental? You bet

Unlike others, every Trupanion policy covers your pet from teeth to tail for all new, unexpected accidents and illnesses at no additional cost.

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Pet dental insurance for dogs and cats

Pet dental health is commonly overlooked, yet its importance cannot be overstated. Recent statistics from the American Veterinary Dental College reveal an alarming trend: approximately 80% of dogs and 70% of cats exhibit signs of dental or periodontal disease by age three. Unlike humans, our four-legged companions rely heavily on their mouths to interact with their environment — exploring, carrying objects, and investigating their surroundings. This increased oral interaction naturally leads to higher exposure to bacteria and potential dental health issues.

Fortunately, Trupanion dental coverage is already included in your policy and covers new dental illnesses and injuries (as long as your pet has an annual dental exam, you follow your veterinarian’s recommended dental care, and they don’t show signs of illness or injury pre-policy or during applicable waiting periods). Cat and dog dental insurance is key to your pet’s health and longevity.

Your pet’s oral health matters

At no extra cost, we offer robust coverage for new, unexpected dental conditions, including:

	New dental illnesses & injuries
	Extractions of permanent and baby (deciduous) teeth
	Advanced dentistry, including caps & crowns
	Endodontic treatments, including root canals
	Fractured tooth repair
	Injuries to the jaw / maxillofacial area
	Tooth resorption & tooth root abscesses
	Dental cleanings

Dental coverage your pet deserves

Your pet’s oral health can get expensive fast. But unexpected dental conditions don’t have to be with the right pet insurance.

Coverage for dental is always included

Studies show that the majority of pets develop dental or gum disease by the time they reach three years of age, making oral health care an essential consideration for responsible pet owners. Unfortunately, many pet insurance providers exclude dental coverage from their policies, because of the cost to cover. These expenses can include extractions and treatment for periodontal disease, which can amount to substantial veterinary bills.

Thankfully, we’re not like other providers, so we protect your pet’s oral health just as they deserve.

How our pet dental coverage stacks up

Coverage for new, unexpected dental accidents and illnesses with no annual payout limits

Lemonade

Base policy does not cover dental illness

AKC Pet Insurance

Only covers extractions of broken permanent teeth due to accidents - dental illness is not covered

Healthy Paws

Accident coverage only - dental illness is not covered

Comparison information above is provided using publicly available information as of 01/15/2025 and is only meant to summarize program features, not a specific plan. Review each provider’s plan terms for more details. We work to provide fair and accurate comparison information. However, it may change from time to time and may not be updated immediately. If you are aware of any inaccuracies in the information provided, please email us at [email protected].

Does my pet need an annual dental exam?

YES! Just like humans, pets require regular dental care to maintain their overall health and well-being. Annual dental exams are crucial (and required for coverage) because pets are prone to periodontal disease. During these check-ups, vets can detect early signs of pet dental health problems like gingivitis, tooth decay, broken teeth, and oral tumors before they develop into more serious conditions. Regular dental exams also allow veterinarians to thoroughly clean your pet's teeth, removing harmful plaque and tartar that can't be addressed through regular at-home brushing alone. Early detection and prevention through annual dental exams can save pets from pain and discomfort while also potentially reducing long-term healthcare costs for pet parents.

Signs of dental disease in your pet

A dog with a bone in its mouth and a cat

Even if your pet isn’t outwardly showing signs of oral health issues, it’s worth asking your veterinarians during a regular health exam to help prevent future problems. Symptoms of oral health problems include:

Bad breath
Yellow or brown crust on tooth surface
Bleeding gums
Change in chewing habits
Tooth loss
Drooling

Since dental problems often develop gradually, it’s easy to miss the signs until there is a bad infection. That’s why it’s critical to schedule a regular annual dental check-up with your pet’s veterinarian. If you observe any of these conditions, please make an appointment with your veterinarian as soon as possible.

Because they're more than a pet

Your pet is your family, and now you can protect them like it. Whether they bark or meow, Trupanion is designed for the life of your furry friend.

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