Real stories, real savings
We helped all these pets get the best care and saved their pet parents thousands in the process.
Payouts as unlimited as your love for them
At Trupanion, we know how much your pet means to you. That’s why we never limit how much we pay to cover the cost of treatment if they get ill or injured.
When we say no limits,
we. mean. no. limits.
For real. We’re all in on helping cover your pal’s unexpected veterinary costs. Unlike others, we’ll never put a cap on when or how much we pay out.
No per-incident limits
We don’t limit payouts based on how much is claimed for a particular health condition.
No annual limits
There is no cap on how much is paid out each year.
No lifetime limits
We don’t put a cap on what is paid out over your pet’s lifetime.
What unlimited pet coverage looks like
We all want our pets to be happy and healthy throughout their lifetime, but sadly, that’s not always the case. Our unlimited payouts allow you to focus on your pet’s treatment rather than worrying about costs piling up. But hey, why talk when we can show you?
- $12,545 — our highest payout for Arthritis
- $7,110 — our highest payout for an allergy
- $31,125 — our highest payout for Diabetes
Payouts for your pet’s lifetime
Your pet means everything to you. So, we cover everything they need.
Hereditary conditions
Unidentified issues
Unexpected injuries
Diagnostic tests
Breed-specific conditions
Advanced dentistry
Allergies
Hospital stays
Medications
Veterinary supplements
Herbal therapy
Prescription food
Not all pet insurance payouts are created equal
You may notice that other pet insurance providers have different kinds of payout limits, but at Trupanion, we don’t believe in having them at all. No dog or cat should be denied treatment because of financial ceilings.
Veterinarians love Trupanion’s unlimited payouts
No vet wants to share difficult news concerning costs. Our unlimited coverage means they can focus on providing the best treatment available.
“It takes finances out of medical decisions. More patients get advanced care that may have otherwise been cost prohibitive.”
Alex de Gale - Pebble Creek Animal Hospital, Tampa, FL
Star
Somerset, NJ
IBD, Pancreatic Enzyme Deficiency
Rexford
Gwynn Oak, MD
Urinary Obstruction
Dallas
Vale, OR
CCL Tear, Histiocytic Sarcoma
Butters
Gladstone, OR
CLD, IBD, Pica, Hypertrophic Cardiomyopathy, Hyperthyroidism
Hugo
Seattle, WA
Lymphoma, Elbow Fracture
Frequently asked questions
No, your coverage percentage will never be reduced if your pet is referred to a specialist or emergency animal hospital. We want your furry friend to get the care they need!
Learn more about how a dog insurance policy or cat insurance policy with Trupanion is there to help your pet get the treatment they deserve.
Yes, your pet is covered under your Trupanion plan while you travel throughout the United States, Canada, or Puerto Rico. We also cover your pet on all US and Canadian territories and military bases around the world.
Traveling soon and not sure if your pet’s coverage will follow? Go ahead and give us a call (we’re available 24/7, 365 days a year). Please note that most travel insurance policies in general do not cover pets, so it’s always a good idea to make sure you have a good pet health insurance policy in place beforehand for your furry travel companion.
A pre-existing condition is any illness, condition, or injury for which signs or evidence existed prior to your policy’s effective date. A pre-existing condition can also be an injury or recurrence of an injury that occurred prior to your pet’s coverage effective date. Learning more about pre-existing conditions can help prevent confusion later on.
No, and there’s a specific reason for this. Instead of relying on discounts and other gimmicks brought on by reduced coverage or increased general rates, we provide quality pet medical insurance at the best-value costs possible right from the start.
From nose to tail, we’ve got your pet is covered:
- Hereditary conditions your breed is prone to inheriting
- Unidentified issues, even if your pet doesn't have an official diagnosis
- Congenital conditions your pet developed before birth
We’re always ready to help
Our customer care team is available 24/7/365.
