Real stories, real savings
We helped all these dogs get the best care and
saved their pet parents thousands in the process.
saved their pet parents thousands in the process.
Dog insurance that’s as non-stop as they are
Over 750,000 puppies and dogs protected
Breed-specific conditions covered
#1 in America as chosen by vets
What is dog insurance?
Whether you have a puppy or adult dog, routine vet visits come with the territory. But when your pal needs unexpected veterinary care, the costs often add up fast. A good dog health insurance plan helps cover these costs so you can say “yes” to the treatment your pet needs without worrying about how to pay the full bill.
How dog insurance works
In the traditional dog insurance model, you pay your vet bill upfront on treatment day, then make a claim, then wait days, weeks, or even months for reimbursement. We think you deserve better.
At Trupanion, we’re changing the game by being able to pay vets directly. This means you just pay your (much smaller!) portion at checkout and spend more time focused on your dog’s health and recovery.
See how Trupanion helped Dory
Dory, a 2-month old toy poodle, ate something hazardous 2 weeks into her Trupanion trial.
Based on the invoice:
$2,917
Trupanion paid:
$2,375
Dory's parent paid:
$542
Total invoice based on a real member plan with 90% coverage on eligible costs and a $250 deductible applied. See our policy for full coverage details.
Your pup’s health deserves the best protection
Surprise vet bills can be ruff, but the right dog health insurance keeps things simple. We provide the comprehensive coverage your pal deserves, paid faster than they can wag a tail.
Coverage that’s always by your side, just like they are
From eating things they shouldn’t to treatment for cancer (and everything in between), we’ve got your dog’s back for whatever life may toss their way.
Hereditary conditions
Unidentified issues
Unexpected injuries
Diagnostic tests
Breed-specific conditions
Advanced dentistry
Allergies
Hospital stays
Medications
Veterinary supplements
Herbal therapy
Prescription food
Is dog health insurance worth it?
Dog illnesses and injuries can cost more than you think. Did you know 1 in 2 puppies need unexpected veterinary care before their 1st birthday? As we’ve learned while paying over $3 billion in veterinary invoices, pet parents often can’t plan or budget for their dog’s health treatment costs.
Recently claimed conditions for puppies under 1:
- $13,432 - Ingesting a foreign object
- $5,348 - Urinary tract infection (UTI)
- $17,698 - Fracture
Dallas
Vale, OR
CCL Tear, Histiocytic Sarcoma
Hugo
Seattle, WA
Lymphoma, Elbow Fracture
Star
Somerset, NJ
IBD, Pancreatic Enzyme Deficiency
Millie
Richmond, CA
Seizures, Giardia, Wound on Leg
Noodle
New York, NY
Nasal Arterial Bleeding
Our promise to you and your pup
- We won’t increase rates just because your dog gets older.
- We’ll never make you pay more for using your dog’s coverage.
Frequently asked questions
Life with a dog can be crazy enough, so we like to keep things nice and simple for you on our end. Besides, we believe every dog deserves the best, most comprehensive coverage! This is why we keep things streamlined with one plan — no need to navigate complicated coverage levels and payout limits.
You still get to tailor your plan to your budget, of course. Simply select your deductible amount and monthly cost when signing up, and we’ll take care of the rest.
Dogs come in all shapes and sizes, and their health insurance coverage is no different. Trupanion dog insurance prices can vary greatly between pets and are primarily based on the following factors:
- Age
- Breed
- Location
- Gender
You may feel drawn to providers that offer low rates, but be careful of this bait-and-switch. A cheap monthly price will likely increase and can come with a catch. Many providers offer low premiums to start and then raise rates once you claim a condition, making it difficult to switch companies for a lower rate.
That’s why we design our dog health insurance with the entire life of your pet in mind. As unpredictable as they are, we’re here to help keep their medical care costs as surprise-free as possible by covering everything from puppies swallowing toys to elderly dogs who’ve developed chronic conditions. And unlike sparser plans, Trupanion has no payout limits!
At Trupanion, we believe that all dogs — big or little, purebred or mixed — deserve access to the veterinary care they need. This is why we do not impose breed restrictions and cover all dog breeds.
Yes! We cover all kinds of dogs, including service dogs. After all, your service pup deserves the best medical care too.
Like most other pet health insurance providers, we do not cover spaying or neutering for dogs for a specific reason. Spaying and neutering are both considered “voluntary procedures” (things considered unnecessary for the health of your pet) as well as something you can plan and budget for. But that’s okay, because dog insurance serves a far more crucial role for your pet’s health!
Our coverage helps ensure the cost of your dog’s new and unexpected veterinary treatments (for all the accidents and illnesses you can’t predict) doesn’t entirely fall on you to pay for in full. More importantly, we’re here to prevent the high costs of emergency and non-routine veterinary care from becoming an obstacle to your pet receiving the medical attention they need. It’s by not covering anticipated or medically unnecessary treatments that can ensure that you get the most value out of your dog health insurance plan. Learn more about what a Trupanion policy covers today so you can make a more informed decision for you and your pal.
Check out the Dog Care section of our Pet Parenting blog! At Trupanion, we’re here to help with all aspects of caring for your canine.
We’re always ready to help
Our customer care team is available 24/7/365.
