Top-rated Florida pet insurance

Protecting dogs and cats for over 25 years

Vet bills can be paid directly at checkout

Lifetime coverage with no payout limits

Choose any vet, specialist or emergency care hospital in Florida

Illustration of an orange cat and a grey dog

Florida pets deserve the best pet insurance

Trupanion helps cover unexpected vet costs so you can say “yes” to the treatment your pet needs without worrying about how to pay the full bill. That's why we're rated #1 in America, trusted by more veterinarians than any other provider.

1 in 3 pets need unexpected care each year

Health emergencies can happen to Florida pets at any time, even with precautions. With Trupanion (and only Trupanion) up to 90% of your vet bill can be paid instantly at checkout. And even if your vet doesn't have our software, most invoices are processed in less than 24 hours.

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Two months before her 10th birthday, Julie the German Shepherd was diagnosed with seizures from a brain tumor.

Based on Julie's claims:

$5,211.44

Trupanion paid:

$4,502.20

Julie’s parent paid:

$709.24

Total invoice based on a real member plan with 90% coverage on eligible costs and a $500 deductible - the remaining $209 deductible portion paid at time of claim. See our policy for full coverage details.

Avoid low-quality coverage in the Sunshine State

You may feel drawn to providers that offer low rates, but be careful of this bait-and-switch. A cheap monthly price will likely increase and can come with a catch.

At Trupanion, pets always come first. That’s why we can confidently say “NO” to these questions:

Will my coverage reduce over my pet's lifetime?

No. Unlike other providers, we don’t decrease your coverage year-to-year, so you can count on top-tier protection for the life of your pet.

Will my price increase simply because my pet gets older?

No. Trupanion is among the only pet health insurance providers that does not practice birthday pricing. While your cost can still change over time due to factors like inflation and advances in veterinary care, it will never increase it just because your pet gets older.

Will I pay more because I use my coverage?

No. You'll never pay more just for using your coverage and we encourage you to utilize your policy as often as needed. Your Trupanion policy is designed to cover new, unexpected illnesses and injuries for the life of your pet.

Love without limits for cats and dogs

We keep Florida pet insurance simple by providing high-quality coverage so you can access the best veterinary treatment available. Though other providers cut costs by restricting their payouts, Trupanion will never cap what we pay.

Your love doesn't have limits so neither should your coverage

No payout limits

Unlike other providers, we don’t limit our payouts so your pet is covered no matter the cost.

No annual limits

With no payout limits, you don’t have to worry about when or how many times your pet gets sick or injured.

No lifetime limits

Trupanion is by your side with robust coverage and no payout caps for the life of your pet.

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Why Florida pet parents love us

Over 98% of all members renew their coverage month after month

No payout limits

We cover your pet’s condition for life with no caps on what we pay.

We pay bills the fastest

We can pay your veterinarian directly at checkout within seconds so you don’t have to sit waiting for reimbursement.

Trusted by vets

Not just in Florida — vets voted us #1 in America with coverage you can count on.

We deliver

We’ve paid out over $3 billion(!) in claims so pets just like yours receive the care they deserve.

Tips for pet parenting in Florida

Whether they bark or meow, you can learn to care for them like a pro.

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