Top-rated insurance in Hawaii
Protecting cats and dogs like yours for over 25 years
Vet bills can be paid directly at checkout
Lifetime coverage with no payout limits
See any vet, specialist, or emergency care in the nation
The Aloha State’s best pet insurance choice
From the Big Island to Kauai, Hawaii pets deserve the best medical coverage. Trupanion helps with unexpected vet costs so you can say “yes” to the treatment your pet needs without worrying about how to pay the full bill.
We're rated #1 in America, trusted by veterinarians across the country.
1 in 3 pets need unexpected care each year
With Trupanion up to 90% of your pet’s bill can be paid directly to the vet at checkout. And if your vet isn’t set up with our software? No worries — nearly 2 out of 3 invoices get processed in less than 24 hours.
See how Trupanion helped Coco in Wailuku
This cutie pie Pittie suffered a cruciate ligament tear requiring surgery to repair.
Based on Coco’s claims:
$7,907.96
Trupanion paid:
$7,164.86
Coco's parent paid:
$743.10
Total invoice based on a real member plan with 90% coverage on eligible costs with a $300 deductible applied. See our policy for full coverage details.
What is affordable pet insurance in Hawaii?
Affordability depends on your budget, but be aware that the lowest rates may not be what they seem. You may feel drawn to providers with the lowest upfront costs, but cheap monthly rates will likely increase and can come with a catch.
At Trupanion, we believe in fair pricing.
Will my coverage reduce over my pet’s lifetime?
No. We put pets first. So, unlike other providers, we don’t decrease your coverage year-to-year, so you can count on top-tier protection for the life of your pet.
Will my price increase simply because my pet gets older?
No. We’re actually one of the only pet insurance providers that does not practice birthday pricing. While your cost can still change over time due to things like inflation and advances in veterinary care, Trupanion will never increase it just because your pet gets older.
Will I pay more because I use my coverage?
No. You'll never pay more just for using your coverage and we encourage you to utilize your policy as needed. Your Trupanion policy is designed to cover new, unexpected illnesses and injuries for the life of your pet.
Love without limits in the Aloha State
We believe Hawaii pets deserve better. That’s why we keep pet insurance simple by providing high-quality coverage without putting a cap on what we pay out (unlike other providers).
Your love for your pet has no limits. So, we don’t either.
No payout limits
Unlike other providers, we don’t limit our payouts so your pet is covered no matter the cost.
No annual limits
With no payout limits, you don’t have to worry about when or how many times your pet gets sick or injured.
No lifetime limits
Trupanion is by your side with robust coverage and no payout caps for the life of your pet.
Why do Hawaii pet parents love us?
And it’s not just those with pet insurance in Hawaii. Over 98% of all our members renew their coverage month after month.
No payout limits
We cover your pet’s condition for life with no cap on what we pay.
We pay faster than others
We can pay your veterinarian directly at checkout within seconds so you don’t have to wait on reimbursement.
Trusted by vets
We’re #1 in America as chosen by veterinarians with coverage you can count on.
Decades of proof
We’ve paid out over $4 billion in claims since our founding, helping pets just like yours receive the care they deserve.
Trusted by vets, loved by pet parents
Helping Hawaii pets live healthy lives
We care about your pet outside of their veterinary treatment too! Whether your pet barks or meows, our Pet Parenting blog has tips for in all aspects of dog and cat care in Hawaii.
Heat can Become Dangerous for Dogs Fast
Even a quick stop can put dogs at risk when temperatures rise inside a parked car. Learn why warm weather, direct sun, and limited airflow can biome unsafe quickly for pets.
Heartworm Prevention is Essential
Hawaii’s warm climate can keep mosquitoes active throughout the year, making prevention an important part of routine pet care. Learn what pet owners should know about heartworm risks and protection options.
Help Pets Stay Hydrated in Warm Weather
Sunshine, humidity, and outdoor adventures can make hydration especially important for dogs and cats. Learn simple ways to support your pet’s water intake and spot signs they may need a break.
We’re always ready to help
Our customer care team is available 24/7/365.
