Top-rated Illinois pet insurance
Protecting dogs and cats for over 25 years
Vet bills can be paid directly at checkout
Lifetime coverage with no payout limits
See any vet, specialist, or emergency care in the Midwest and beyond
The best pet insurance choice in Illinois
Trupanion helps cover unexpected vet costs so you can say “yes” to the medical treatment your pet needs, without worrying about how to pay the full bill. And our coverage extends beyond Illinois — we're rated #1 in America, trusted by more veterinarians than any other provider.
1 in 3 pets need unexpected care each year
Whether they’re injured on a hike or get sick at home, having the right coverage helps you protect them when it matters most. With Trupanion, 90% of your bill can be paid instantly to your vet at checkout — no more waiting for reimbursement!
See how Trupanion helped Crosby in Chicago
After a freak accident running down the stairs, Crosby tore tendons in his leg and had to have multiple procedures to repair.
Based on Crosby's claims
$9,212.59
Trupanion paid:
$8,291.33
Crosby's parents paid:
$921.26
Total invoice based on a real member plan with 90% coverage on eligible costs and a $500 deductible applied. See our policy for full coverage details.
Keeping coverage fair for Illinois pets
From the Windy City to Elizabethtown and everywhere in between, finding the right pet insurance can be tricky. You may feel drawn to Illinois providers with supremely low rates, but be careful of this bait-and-switch. Cheap monthly prices will likely increase and can come with multiple catches.
At Trupanion, your pet always comes first.
Will my coverage reduce over my pet's lifetime?
No! Unlike other providers, we don’t decrease your coverage year-to-year, so you can count on top-tier protection for the life of your pet.
Will my price increase simply because my pet gets older?
No! Trupanion is one of the only Midwest pet health insurance providers that does not practice birthday pricing. While your cost can still change over time due to things like inflation and advances in veterinary care, we will never increase it simply because your pet gets older.
Will I pay more after using my coverage?
No! You'll never pay more just for using your coverage, and we encourage you to utilize your policy as often as needed. Your Trupanion policy is designed to cover new, unexpected illnesses and injuries for the life of your pet.
Love without limits in the Land of Lincoln
We keep Illinois dog insurance and cat insurance simple by providing high-quality coverage so you can get access to the best veterinary care available. Other providers often cut costs by restricting their payouts, but we’ll never cap what we pay.
Your love doesn't have limits, so neither should your coverage
No payout limits
Unlike other providers, we don’t limit our payouts. Your pet is covered for eligible expenses no matter the cost.
No annual limits
You don’t have to worry about how many times your pet gets sick or injured — in Illinois or anywhere.
No lifetime limits
Trupanion is by your side with robust coverage and no payout limits for the life of your pet.
Why do Illinois pet parents love us?
Over 98% of all members renew their coverage month after month
No payout limits
We cover your pet’s condition for life with no cap on what we pay.
We pay vets the fastest
We can pay your veterinarian directly at checkout within seconds so you don’t have to wait on reimbursement.
Trusted by vets
We’re #1 in America as chosen by veterinarians, earned with coverage you can rely on.
We follow through
We’ve paid out over $3 billion in claims so pets just like yours receive the care they deserve.
Illinois pet parenting tips
Whether you have an outdoor adventure buddy or an indoor snuggle bug, you can help them live their best life.
Safety Tips for Walking Dogs at Night
Floods, fires, earthquakes, hurricanes, and other natural disasters affect everyone in their destruction path, including animals. When making a plan for your family, it's important to consider dogs and cats as well.
Is CBD Safe for Pets? What the Science Says
Pet owners are using CBD for anxiety in pets or as a pain reliever for certain ailments. But before you decide to jump on the bandwagon, know that all of this does not necessarily mean that CBD is safe for dogs and cats.
Understanding Cat Body Language
Do you know what your cat is trying to tell you? They may not be able to speak, but their physical movements and mannerisms are often ways of communicating things both good and bad.
We’re always ready to help
Our customer care team is available 24/7/365.
