Top-rated Massachusetts pet insurance
Protecting dogs and cats for over 25 years
Vet bills can be paid directly at checkout
Lifetime coverage with no payout limits
Visit any vet, specialist, or emergency care hospital in MA
Meet the best pet insurance in Massachusetts
From trips to the park to indoor playtime, there’s no telling when an accident or surprise illness could strike. We help cover unexpected vet costs so you can say “yes” to the treatment your pet needs without worrying about handling the full bill.
It's why we're rated #1 in America, trusted by veterinarians over other providers.
1 in 3 pets need unexpected care each year
Pets are unpredictable, and emergencies can happen at any time. With Trupanion, 90% of your vet bill can be paid instantly at checkout. And even if your vet doesn't have our software, most invoices are still processed in less than 24 hours.
See how Trupanion helped Scarlet in Newton
Scarlet the Golden Retriever’s vet found multiple masses over the years, which required many visits and treatments.
Based on Scarlet’s claims:
$5,170.66
Trupanion paid:
$4,653.58
Scarlet’s parent paid:
$517.08
Total invoice based on a real member plan with 90% coverage on eligible costs and a $0 deductible applied. See our policy for full coverage details.
Setting the standard for fair pet insurance pricing
It’s normal to feel drawn to providers that offer low rates, but take caution with this bait-and-switch. A cheap monthly price will likely increase and can come with a catch.
At Trupanion, pets always come first. That’s why we can confidently say “NO” to the following questions.
Will my coverage reduce over my pet's lifetime?
No. Unlike other providers, we don’t decrease your coverage year-to-year, so you can count on top-tier protection for the life of your pet.
Will my price increase simply because my pet gets older?
No. Trupanion is one of the only pet health insurance providers that does not practice birthday pricing. While your monthly cost can still change over time due to things like advances in veterinary care and inflation, we will never increase it just because your pet gets older.
Will I pay more because I use my coverage?
No. You'll never pay more just for using your coverage and we encourage you to utilize your policy as often as needed. Your Trupanion policy is designed to cover new, unexpected illnesses and injuries for the life of your pet.
Love without limits in the Bay State
We keep pet insurance simple for by providing high-quality coverage so you can access the best veterinary treatment available. Though other providers cut costs by restricting their payouts, Trupanion will never cap what we pay.
Your love for them has no limits. Why should their coverage?
No payout limits
Unlike other providers, we don't limit our payouts so your pet is covered no matter the cost.
No annual limits
With no payout limits, you don’t have to worry about when or how many times your pet gets sick or injured.
No lifetime limits
Trupanion is by your side with robust coverage and no payout caps for the life of your pet.
Why do pet parents in Massachusetts love us?
It’s not just the Commonwealth — over 98% of all members renew their coverage month after month.
No payout limits
We cover your pet’s condition for life with no cap on what we pay.
We pay bills the fastest
We can pay your veterinarian directly at checkout within seconds so you don't have to wait on reimbursement.
Trusted by vets
We’re #1 in America as chosen by veterinarians with coverage you can count on.
A record of service
We’ve paid out over $3 billion in claims so pets just like yours receive the care they deserve.
Resources for MA pet parents
Whether you want more tips to protect them or just need activity ideas, we’re here to help.
Shopping for Pet Insurance
With the right pet insurance plan in place, you don’t have to choose between your budget and what’s best for your pal’s health. That said, the world of pet insurance is often confusing, and not all policies are equal.
Books for Dog & Cat Lovers
From bestsellers to coffee table staples, we’ve got the scoop on books for pet lovers of all ages.
How to Make a Pet First Aid Kit
The thought of your pet getting hurt is scary. While it won’t replace trips to the vet, stocking your first aid kit properly (and knowing how to administer basic pet first aid care) will help you tackle simple scrapes and prevent adverse reactions.
We’re always ready to help
Our customer care team is available 24/7/365.
