Top-rated pet insurance in Pennsylvania
Protecting cats and dogs for more than 25 years
Vet bills can be paid directly at checkout
Lifetime coverage with no payout limits
See any vet, specialist, or emergency care in PA
Pennsylvania’s best pet insurance choice
From the Steel City to the City of Brotherly Love, Pennsylvania pets deserve the best veterinary care. Trupanion coverage helps with unexpected vet costs so you can say “yes” to the treatment your pet needs without worrying about how to pay the full bill.
It’s why we're rated #1 in America, trusted by veterinarians over other pet health insurance providers.
1 in 3 pets need unexpected care each year
With Trupanion (and only Trupanion) 90% of your pet’s bill can be paid directly to the vet at checkout. And even if your vet isn’t set up with our software, nearly 2 out of 3 invoices get processed in less than 24 hours.
See how Trupanion helped Winnie in Philadelphia
As a puppy, Winnie had carpet fiber wrapped around her intestines.
Based on Winnie’s claims:
$2,983.99
Trupanion paid:
$2,375.09
Winnie’s parent paid:
$608.90
Total invoice based on a real member plan with 90% coverage on eligible costs and a $350 deductible applied. See our policy for full coverage details.
What is affordable Pennsylvania pet insurance?
Affordability depends on your budget, but be aware that the lowest rates may not be what they seem. You may feel drawn to providers with the lowest upfront costs, but cheap monthly rates will likely increase and can come with a catch.
At Trupanion, we believe in fair pricing.
Will my coverage reduce over my pet's lifetime?
No. We put pets first. So, unlike other providers, we don’t decrease your coverage year-to-year, so you can count on top-tier protection for the life of your pet.
Will my price increase simply because my pet gets older?
No. We’re actually one of the only pet insurance providers that does not practice birthday pricing. While your cost can still change over time due to things like inflation and advances in veterinary care, Trupanion will never increase it just because your pet gets older.
Will I pay more because I use my coverage?
No. You'll never pay more just for using your coverage and we encourage you to utilize your policy as needed. Your Trupanion policy is designed to cover new, unexpected illnesses and injuries for the life of your pet.
Love without limits in the Keystone State
We keep pet insurance simple by providing high-quality coverage so you can access the best veterinary treatment available. Though other providers cut costs by restricting their payouts, Trupanion will never cap what we pay.
Your love for your pet has no limits. So we don't either.
No payout limits
Unlike other providers, we don't limit our payouts so your pet is covered no matter the cost.
No annual limits
With no payout limits, you don’t have to worry about when or how many times your pet gets sick or injured.
No lifetime limits
Trupanion is by your side with robust coverage and no payout caps for the life of your pet.
Why do pet parents in Pennsylvania love us?
Over 98% of all members renew their coverage month after month
No payout limits
We cover your pet’s condition for life with no cap on what we pay.
We pay bills the fastest
We can pay your veterinarian directly at checkout within seconds so you don't have to wait on reimbursement.
Trusted by vets
We’re #1 in America as chosen by veterinarians with coverage you can count on.
Proof of payouts
We’ve paid out over $3 billion in claims so pets just like yours receive the care they deserve.
Pennsylvania pet parenting tips
Whether your pet barks or meows, you can protect them in all aspects of life!
9 Puppy Dangers Every Dog Owner Should Know
Welcoming a new puppy into your family is an exciting experience. However, all pet owners must be aware of the dangers that pose a threat to our furry companions and take the necessary steps to protect them.
The Top 10 Benefits of Having Pet Insurance
To make the right decision for your family in choosing a pet insurance policy, it’s important to understand not just how pet insurance works but how it can improve the lives of pets and pet owners.
Can Dogs Have Ibuprofen or Aspirin?
Before you decide to give your dog ibuprofen or aspirin, make sure you understand the risks of giving human medications to pets and, as always, consult your veterinarian first if you still have questions.
We’re always ready to help
Our customer care team is available 24/7/365.
