Top-rated pet insurance in Texas
Protecting dogs and cats for over 25 years
Vet bills can be paid directly at checkout
Lifetime coverage with no payout limits
Choose any vet, specialist, or emergency care hospital in America
Choose the best pet insurance in Texas
Trupanion is an award-winning pet medical insurance provider proud to serve the Lone Star State. We provide robust coverage for unexpected vet costs so you can say “yes” to your pet’s treatment without worrying about paying the full bill.
That’s why we're rated #1 in America, trusted by more veterinarians than other providers.
1 in 3 pets need unexpected care each year
Having the right coverage means you're prepared to protect them when it matters most. With Trupanion, 90% of your bill can be paid instantly to vets at checkout — no more waiting for reimbursement!
See how Trupanion helped Trudy in Plano
After having a Trupanion policy for years, it paid off when Trudy ruptured her gall bladder. In just a few days, her bill totaled $7,002.73.
Based on Trudy's claim:
$7,002.73
Trupanion paid:
$5,627.46
Trudy's parent paid:
$1,375.27
Total invoice based on a real member plan with 90% coverage on eligible costs and a $750 deductible applied. See our policy for full coverage details.
Looking for affordable pet insurance in Texas?
When considering affordability, it’s important to look at the whole picture. You may feel drawn to providers that offer very low rates, but be careful of this bait-and-switch. A cheap monthly price often comes with a catch (or a few), costing you much more than anticipated.
At Trupanion, we’re striving to keep pet insurance pricing fair and transparent for Texans and can confidently answer “NO” to the following:
Will my coverage reduce over my pet's lifetime?
No. Unlike other providers, we don’t decrease your coverage year-to-year, so you can count on top-tier protection for the life of your pet.
Will my price increase simply because my pet gets older?
No. Trupanion is one of the only pet health insurance providers that does not practice birthday pricing. Your cost can still change over time due to things like inflation and advances in veterinary care, but we won’t increase it just because your pet gets older.
Will I pay more because I use my coverage?
No. You'll never pay more just for using your coverage. In fact, we encourage you to utilize your policy as often as needed. Trupanion is designed to cover new, unexpected illnesses and injuries for the life of your pet.
Love without limits in the Lone Star State
We keep pet insurance for Texas dogs and cats simple by providing high-quality coverage so you can access the best veterinary treatment available. Though other providers cut costs by restricting their payouts, Trupanion will never cap what we pay.
Your love doesn't have limits, so neither should your coverage
No payout limits
Unlike other providers, we don’t limit our payouts so your pet is covered no matter the cost.
No annual limits
With no payout limits, you don’t have to worry about when or how many times your pet gets sick or injured.
No lifetime limits
Trupanion is by your side with robust coverage and no payout caps for the life of your pet.
Why do pet owners in Texas choose us?
Over 98% of all our members choose to renew their coverage
No payout limits
We cover your pet’s condition for life with no cap on what we pay.
We pay bills the fastest
We can pay your veterinarian directly at checkout within seconds, so you don’t have to wait on reimbursement.
Trusted by vets
We’re #1 in America as chosen by veterinarians, providing coverage you can count on.
Loved by members
We’ve paid out over $3 billion in claims so pets just like yours receive the care they deserve.
Texas pet parenting resources
Learn to protect your pet in more ways with these helpful articles from our team at Trupanion!
Blue-Green Algae Poisoning in Dogs: Dangers & Signs
Your dog loves going out for a swim, and you love bringing him. But are you practicing caution when it comes to blue-green algae risks?
5 Necessary Kinds of Puppy Training
Puppy training is an essential part of the growth and development of your puppy and helps ease the transition from puppyhood to an adult dog.
Indoor Plants that are Safe for Your Cat
Take the time to learn more about how to choose cat-friendly houseplants and which varieties are non-toxic so that you can save both your feline's life and keep your love of greenery around the home.
We’re always ready to help
Our customer care team is available 24/7/365.
