Top-rated Washington pet insurance
Protecting dogs and cats for over 25 years
Vet bills can be paid directly at checkout
Lifetime coverage with no payout limits
Visit any vet, specialist or emergency care in the state
The best pet insurance choice for Washington state
Trupanion helps cover unexpected vet costs so you can say “yes” to the treatment your pet needs without worrying about how to pay the full bill. We’re based in Washington (hello, neighbor!), but we're rated #1 in America, trusted more by veterinarians than any other provider.
1 in 3 pets need unexpected care each year
Did you know 1 in 3 pets need emergency care each year? With Trupanion (and only Trupanion) 90% of your vet bill can be paid instantly at checkout. Even if your vet doesn't have our software, nearly 2 out of 3 invoices are processed in less than 24 hours.
See how Trupanion helped Hugo in Seattle
In 2013, Hugo the chocolate Lab was diagnosed with lymphoma. Over the next 3 years, he was seen over 50 times by his vet.
Based on Hugo's claims:
$18,681.44
Trupanion paid:
$16,359.56
Hugo's parent paid:
$2,321.88
Total invoice based on a real member plan with 90% coverage on eligible costs and a $500 deductible applied. See our policy for full coverage details.
Fair pricing and transparency for Washingtonians
Providers with the lowest upfront rates can be appealing, but be careful of bait-and-switch tactics. A cheap monthly price will likely increase and can come with a catch.
At Trupanion, pet health is a priority. That’s why we can confidently say “NO” to the following questions.
Will my coverage reduce over my pet's lifetime?
No. Unlike other providers, we don’t decrease your coverage year-to-year, so you can count on top-tier protection for the life of your pet.
Will my price increase simply because my pet gets older?
No. Trupanion is one of the only pet health insurance providers that does not practice birthday pricing. While your cost can still change over time due to things like inflation and advances in veterinary care, Trupanion will never increase it just because your pet gets older.
Will I pay more because I use my coverage?
No. You'll never pay more just for using your coverage and we encourage you to utilize your policy as often as needed. Your Trupanion policy is designed to cover new, unexpected illnesses and injuries for the life of your pet.
Love without limits in the PNW
We keep pet insurance simple by providing high-quality coverage so you can access the best veterinary treatment available. Though other providers cut costs by restricting payouts to Washington pet owners, Trupanion will never cap what we pay.
Your love for them is unlimited. So is our coverage.
No payout limits
Unlike other providers, we don’t limit our payouts so your pet is covered no matter the cost.
No annual limits
With no payout limits, you don’t have to worry about when or how many times your pet gets sick or injured.
No lifetime limits
Trupanion is by your side with robust coverage and no payout caps for the life of your pet.
Why do Evergreen State pet parents choose us?
It’s not just Washington. Over 98% of all members renew their coverage month after month!
No payout limits
We cover your pet’s condition for life with no cap on what we pay.
We pay bills the fastest
We can pay your veterinarian directly at checkout within seconds so you don’t have to wait on reimbursement.
Trusted by vets
We’re #1 in America as chosen by veterinarians with coverage you can count on.
We put pets first
We’ve paid out over $3 billion in claims so pets just like yours receive the care they deserve.
Washington pet parenting tips
For weekend adventure pals and at-home cuddle buddies, these resources can help you protect them in all areas of life.
Tips for Walking Dogs in the Rain Safely
Daily walks are fundamental for a dog’s health and wellbeing, whether you have an energetic new puppy or a slower, senior canine. But should you still take your dog for a walk in the rain?
Does Marijuana Affect Cats?
If you’re a cat owner who enjoys partaking in this kind of activity, you’ll want to take some extra precautions with your stash. While cannabis can cause harmful effects in both cats and dogs, felines may be at particular high risk for a few key reasons.
What is Mushroom Toxicity in Dogs?
Whether the result of foraging for snacks out in nature or trying to get their paws on "people food" at home, mushroom toxicity in dogs is a serious condition all dog owners should be aware of.
We’re always ready to help
Our customer care team is available 24/7/365.
